2026 Edition · Out now
Research by World Wide Worx,
with Peach Payments and Mastercard.
See how the R130 billion online retail market is growing,
how shoppers are paying, and what it means for your business in 2026.
The Report
World Wide Worx
Track the payment shift
See how mobile wallets, pay-by-bank and BNPL are taking checkout share, and why cart abandonment is now driven by checkout friction, not failed payments. With Capitec Pay alone carrying around 40% of value at some processors, the methods your customers reach for are shifting fast.
Plan with confidence
Use verified sector data, including scenarios for 2026 growth, to back your roadmap and budget conversations. It is built on Ask Afrika's Target Group Index survey of 23,910 interviews across South Africa, matched against Stats SA's retail trade tables.
So the numbers you plan with are the numbers that hold up in the room.

whereSouthAfrica Shops
KwaZulu-Natal Coast
City of Port Elizabeth
Johannesburg (Gauteng's financial capital city)
Gauteng Province
Pretoria, Gauteng's Capital City
Western Cape Winelands
Payment behaviour
Retailers satisfied with
payments
92%
Capitec Pay's share:
~40%
Wallet growth:
(?)
Year-on-year increase in the use of digital wallets for payments
up 35%
PayShap adoption
Used by 40.8%
BNPL range
R800–R8k
The numbers
Peak transaction rate:
934/min
Cyber Monday volume:
700/min
Platforms
Six platforms are driving South Africa's R130-billion online retail boom: Takealot, Checkers Sixty60, Pick n Pay, Bash, Amazon Prime, and Shein together with Temu, each with its own growth story.
Each platform has its own growth story, shaped by scale and regulation.
shops
authorship
This report was authored by World Wide Worx, produced in partnership with Mastercard, Peach Payments, and Ask Afrika
World Wide Worx is South Africa’s leading independent technology research and publishing house, led by analyst Arthur Goldstuck. This report was compiled with data partners Mastercard, Peach Payments and Ask Afrika, dated 14 August 2026.
lead author
Goldstuck
R130bn
2025 online retail turnover
2025 online retail turnover
R130bn
R159bn
Forecast 2026 turnover
Forecast 2026 turnover
R159bn
22.5%
2026 turnover-weighted growth
2026 turnover-weighted growth
22.5%
40.8%
Retailers already on instant EFT / PayShap
Retailers already on instant EFT / PayShap
40.8%















